Our Services
Our services are designed to simplify your financial decisions and support real progress. Whether you’re working to improve your credit, file your taxes correctly, or form a business the right way, we provide clear guidance, practical solutions, and support you can trust at every step.
Credit Consulting
Life happens and sometimes your credit takes the hit. But bad credit doesn’t define you. Taking action does.
At Altura Collective, we help you take control of your credit step by step. This isn’t about shame or shortcuts, it’s about understanding what’s holding you back and creating a clear path forward with real guidance and strategy.
What we focus on:
- Credit report review & education
- Personalized improvement strategy
- Dispute support & guidance
- Long-term credit-building planning
Tax Preparation
Smart tax filing starts with the right preparer. The way you prepare determines the outcome.
We handle tax filing the right way from start to finish. Whether you’re filing a W-2, 1099, self-employed, claiming dependents, or running a small business, we focus on accuracy, compliance, and clarity so you can file with confidence.
We assist with:
- W-2 & 1099 filings
- Self-employed & small business returns
- Dependents & credits
- Proper filing & tax guidance
Bookkeeping & Business Formation
Strong businesses are built on the right structure and clean financial records.
We support entrepreneurs with reliable bookkeeping services and proper business formation, helping you stay organized, compliant, and positioned for growth. Whether you’re just starting or need ongoing support, we help simplify the process.
Includes support for:
- Bookkeeping & financial organization
- LLC formations & EIN assistance
- Business structure guidance
- Ongoing business support
Real Estate Services
Buying, selling, or investing in real estate is a major financial decision, and guidance matters.
As a real estate professional, Elizabeth Guerra provides support throughout the transaction process, helping clients navigate opportunities with clarity and confidence. Whether you’re a first-time buyer, seller, or investor, we’re here to help you move forward informed.
Insurance & Wealth Planning
We provide personalized insurance and retirement strategies designed to protect your loved ones and support long-term financial growth. Whether you need term, whole life, IUL coverage, or guidance on retirement planning and IRA options, we help you structure a plan aligned with your goals.
Includes:
- Term Life Insurance
- Whole Life Insurance
- Index Universal Life (IUL)
- Retirement Planning Guidance
- Traditional & Roth IRA Guidance
- Family Protection Planning
- Business Protection Coverage
Financial Planning & Education
Our financial services focus on helping individuals and businesses build strong financial foundations. We provide education, planning strategies, and customized solutions to support long-term growth and financial independence.
Includes:
- Financial Education & Guidance
- Retirement Planning
- Wealth Building Strategies
- Business Financial Planning
- Risk Management Strategies
Business Insurance & Protection
We help business owners reduce risk and protect their operations with tailored insurance solutions and financial strategies that ensure long-term stability.